[help] Apple loan and G5...

I am 99% sure I'm switching to a PowerMac G5.

Problem is, I dont have the straight up cash (what sophomore in college does? lol). I can definitely make the 50-60 dollar a month payment though.

So does anyone have any experience with the Apple loan? is it worth it? What are some precautions I should take?

While on the topic, I would like to get a dual 1.8, 1gb ram, 160gb HD, 128 ATI video card, wireless keyboard and mouse. Is that a good choice?

I do alot of graphics, but primarily video editing (main reasons why I'm switching, but I'm also fed up with windows for various reasons). Is the jump from 1.8 to 2.0 really noticable (.4 ghz jump, dual processors)? Cause on a PC 2.0 to 2.4 ghz jump isn't worth 400 bucks (IMO).

Please, any help would be terrific. I already did a search on apple loans but didn't find much. I'm going to be looking throroughly through the rest of the board, but I figured I'd make a thread with my specific specs/thoughts.

OH, and one final question. After i get my Mac and transfer all my data from my PC, I would liek to sell it (the PC). My specs are:

AMD Athlon 2400+XP 2.0 gHz

MSI K7N2 Delta MOBO (nforce2), the fully loaded one. 400 FSB

GeForce 5200 128mb AGP Video card, with TV out

1gb pc2100 RAM

20gb, and 80gb hard drives

DVD-Rom

12x CD Burner

Soundblaster Audigy2 NX sound card

2 port Firewire PCI card (onboard stopped working for some reason)

How much do you think i could sell that for?

#227649

What i did was take a loan directly from my credit card... i dont know about the apple loan so i cant help you out there.

The specs seems to be good, i went for the dual 2 and i couldnt be happier... I did need to get an ergonomic keyboard (as well as mouse) afterwards so i didnt choose the wireless kb or mouse.

I actually had a PC of very similar specs and i managed to sell it for 1400 usd with Monitor (17" CRT, Samsung)

Good luck.

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This topic is better suited in Apple Hardware.

The Topic Has Been Moved

// Seph

#227652

What i did was take a loan directly from my credit card... i dont know about the apple loan so i cant help you out there.

The specs seems to be good, i went for the dual 2 and i couldnt be happier... I did need to get an ergonomic keyboard (as well as mouse) afterwards so i didnt choose the wireless kb or mouse.

I actually had a PC of very similar specs and i managed to sell it for 1400 usd with Monitor (17" CRT, Samsung)

Good luck.

---------------------------------------

This topic is better suited in Apple Hardware.

The Topic Has Been Moved

// Seph

Wow, 1400? I added up all my old reciepts and it only came to about 800 bucks (minus the 17" crt monitor, which i would need).

I don't have a credit card, but the apple credit account is actually an application for a mastercard (you get the loan immediately I believe, but the card also comes). My only problem is getting approved, I have enough money in the bank to pay through January, but I am not currently working (at school). I am employed however, and will earn at least 400+ bucks in december, then plan on working all next semester. Hrmmmm. Won't hurt to apply I suppose.

I used the 1.8 single, 256 RAM G5 at my school, and it was blistering fast compared to what I'm used to, so I'd imagine what I spec'ed out would be even faster. I did a search and so far everyone that owns a G5 has the dual 2.0, not the 1.8. You don't know of any major differences?

Thanks for moving the thread, I wasn't too sure where to put it (cause of the content).

#227655

The Apple loan is no different than using credit off your credit card. The rate is probably a little better on the Apple loan depending on your credit rating. They setup an MBNA account for you (a major credit card company) and you make monthly payments the same as on a credit card. I had no problems with the deal at all. Very straight forward. They close the MBNA account once it is paid in full. But just like on a credit card, the faster you can pay it off, the less you pay in the long run. Either way, if you need credit to get a good system, the Apple loan is a good way to do that. Good luck and enjoy your G5. Those of us without one will be jealous.

#227779

The Apple loan is no different than using credit off your credit card. The rate is probably a little better on the Apple loan depending on your credit rating. They setup an MBNA account for you (a major credit card company) and you make monthly payments the same as on a credit card. I had no problems with the deal at all. Very straight forward. They close the MBNA account once it is paid in full. But just like on a credit card, the faster you can pay it off, the less you pay in the long run. Either way, if you need credit to get a good system, the Apple loan is a good way to do that. Good luck and enjoy your G5. Those of us without one will be jealous.

Ahhh yes I see. I just applied for one, but the decision could not be made online, so I will be mailed the information on whether I was approved or not.

Hopefully I get a response soon, and hopeuflly i'm approved. I have no credit history, however, so this may be a problem. Under employment I also put student, and then for employer I put my college (made sense, lol). I am currently employed, but won't be working again for another few weeks. I'll have to see how it all turns out, if I don't get approved I could probably just state my current employer, or find a job to fill in the time, lol.

#227781

i have no knowledge about apple loan. but i took a quick personal loan from http://quickpersonalloans.cn and i found the services of the company is the best

#510615